Page 223 - 33-2

NTU Management Review Vol. 33 No. 2 Aug. 2023

表 12 企業總統大選政治獻金捐贈與否對民營銀行貸款利率之影響
Panel A 企業總統大選政治獻金捐贈與否對民營銀行貸款利率之影響
Y=PB_RATE_SPREAD
Coefficient (t-value) p-value
INTERCEPT 1.4464*** (3.8261) 0.0001
DO 0.0760 (1.2786) 0.2011
IMR_DO / IMR_SL Included
Controls Included
Session & Industry
indicators Included
Sample size 5,153
F-stat. 51.6164***
p-value 0.0000
Adjusted R 2 0.1595
Panel B 企業總統大選政治獻金捐贈與否對民營銀行長短期貸款利率之影響
Y=PB_RATE_SPREAD
Column (1) Column (2) Column (3)
中期貸款
短期貸款（1 年以下） 長期貸款（3 年以上）
（1 年以上，3 年以下）
Y=SHORT_SPREAD Y=MEDIUM_ SPREAD Y =LONG_ SPREAD
Coefficient p-value Coefficient p-value Coefficient p-value
INTERCEPT 0.7721 0.1178 0.4590 0.5890 1.3720 0.2871
DO 0.0928 0.2210 0.0635 0.5838 0.1993 0.1813
IMR_DO / IMR_SL Included Included Included
Controls Included Included Included
Session & Industry Included Included Included
indicators
Sample size 3,271 1,328 554
F-stat. 36.7879*** 14.1436*** 8.6178***
p-value 0.0000 0.0000 0.0000
Adjusted R 2 0.1696 0.1531 0.1826
Panel C 企業總統大選政治獻金捐贈於當選人與否對民營銀行貸款利率之影響
Y=PB_RATE_SPREAD
Coefficient t-value p-value
INTERCEPT 1.4211*** (3.7459) 0.0002
DOWIN -0.0722 (-0.9537) 0.3403
IMR_DO / IMR_SL Included
Controls Included
Session & Industry Included
indicators
Sample size 5,153
F-stat. 51.2832***
p-value 0.0000
Adjusted R 2 0.1594

215