

臺大管理論叢
第
26
卷第
2
期
165
參考文獻
王儷玲、王正偉與劉文彬,
2011
,臺灣實施反向房屋抵押貸款對提升退休所得之影響,
風險管理學報
,
13
卷
1
期:
25-48
。
(Wang, Jennifer L., Wang, Jeng-Wei, and
Liu, Wen-Pin. 2011. The impacts of the reverse mortgage on retirement income in
Taiwan.
Journal of Risk Management
, 13 (1): 25-48.)
李秉芳、楊屯山與林哲群,
2011
,固定利率與指數型不動產逆向抵押貸款之比較分析,
住宅學報
,
20
卷
2
期:
27-46
。
(Li, Ping-Fang, Yang, Jerry T., and Lin, Che-
Chun. 2011. A comparison between fixed-rate and adjustable-rate reverse
mortgages.
Journal of Housing Studies
, 20 (2): 27-46.)
林左裕與楊博翔,
2011
,逆向房屋抵押貸款在臺灣推行之需求分析,
住宅學報
,
20
卷
1
期:
109-125
。
(Lin, Tso-Yu, and Yang, Po-Hsiang. 2011. The analysis of
demand for the reverse mortgage program in Taiwan.
Journal of Housing Studies
,
20 (1): 109-125.)
黃泓智、吳文傑、林左裕與鄭雅丰,
2008
,反向房屋貸款在高齡社會的應用,
風險管
理學報
,
10
卷
3
期:
293-314
。
(Huang, Hong-Chih, Wu, Wen-Chieh, Lin, Tso-
Yu, and Cheng, Ya-Fu. 2008. The application of reverse mortgages in aging
society.
Journal of Risk Management
, 10 (3): 293-314.)
Black, F., and Scholes, M. 1973. The pricing of options and corporate liabilities.
Journal of
Political Economy
, 81 (3): 637-654. doi: 10.1086/260062
Boehm, T. P., and Ehrhardt, M. C. 1994. Reverse mortgages and interest rate risk.
Real
Estate Economics
, 22 (2): 387-408. doi: 10.1111/1540-6229.00639
CFPB. 2012.
Reverse mortgages: Report to congress
. Washington, DC: Consumer Financial
Protection Bureau.
Chen, H., Cox, S. H., and Wang, S. S. 2010. Is the home equity conversion mortgage in the
United States sustainable? Evidence from pricing mortgage insurance premiums
and non-recourse provisions using the conditional Esscher Transform.
Insurance: Mathematics and Economics
, 46 (2): 371-384. doi: 10.1016/
j.insmatheco.2009.12.003
Federal Housing Finance Board. 2011.
Single-family mortgages, monthly national
averages, previously occupied homes
.
http://www.fhfa.gov/DataTools/Downloads/ Pages/Monthly-Interest-Rate-Data.aspx.Accessed Dec. 1, 2011.
Hancock, R. 1998a. Can housing wealth alleviate poverty among Britain’s older population?.
Fiscal Studies
, 19 (3): 249-272. doi: 10.1111/j.1475-5890.1998.tb00287.x
. 1998b. Housing wealth, income and financial wealth of older people in Britain.