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應用賽局理論探討信用擔保機制於供應鏈採購模式之研究
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These results provide references and solutions to the loaning decision making process
for all parties in supply chain financing. A credit guarantee mechanism, as we have
discussed here, currently offers SMEs an additional way to receive financing in the supply
chain. This mechanism not only satisfies firms’ short capital demand but also decreases
the possibility of bad debt for the creditor, i.e., the financial institution. Moreover, the
manufacturer, as a guarantor, obtains more predictability by decreasing the possibility of a
failure penalty to the retailer. Therefore, firms—including the suppliers, a manufacturer
and the financial institution—in the supply chain benefit from the mechanism. This study
focuses on SMEs’ financial difficulty and the credit guarantee mechanism is established
under the manufacturer’s guarantee Further research may concern with SMEs’ non-
financial difficulty and bargaining power. Furthermore, some extensions from this study
can be further explored, such as sourcing with allowing second replenishment, supply
chain with asymmetric information, and so on.